Digital wallet software for banks and fintechs

Digital wallets have become the primary financial interface for hundreds of millions of consumers and businesses worldwide. Stitch's digital wallet software provides the infrastructure to build, launch, and operate full-featured wallet products without the complexity of assembling separate systems for payments, storage, and compliance. The platform supports a wide range of wallet types and capabilities: peer-to-peer transfers, bill payments, merchant acceptance, card-linked spending, multi-currency balances, and real-time notifications. Whether you are a bank launching a mobile wallet, a fintech building a neobank app, or a platform company embedding wallet functionality into your product, Stitch provides the wallet-as-a-service infrastructure to get to market quickly. Capabilities include P2P transfers (real-time wallet-to-wallet transfers by phone number, email, QR code, or payment link), bill payments (utility bills, government fees, and telecom charges paid directly from wallet), merchant acceptance (QR code payments, NFC contactless, and online checkout integrations), card-linked spending (link physical or virtual cards to wallet balances for spending anywhere cards are accepted), multi-currency support (real-time exchange rates with configurable conversion rules), and real-time notifications (instant push notifications for every transaction and account event). Use cases span banks and neobanks, fintechs, telcos, payroll providers, and marketplaces.