Card issuing platform for physical and virtual cards

Launching a card program has traditionally required coordinating between multiple vendors: a processor, a card manufacturer, a compliance provider, and a program manager. Stitch's card issuing platform consolidates this into a single integration, giving banks and fintechs everything they need to issue, manage, and scale physical and virtual card programs. The platform supports prepaid, debit, and credit cards with full lifecycle management from issuance through expiry. Whether you are launching a corporate expense card, a consumer debit card, or a prepaid travel card, Stitch provides the card issuance software and processing infrastructure to go live quickly and scale confidently. Every card program on Stitch is API-driven, which means you can issue cards programmatically, apply real-time spend controls, and monitor transactions as they happen. Full card lifecycle management includes card issuance (physical and virtual on demand or in bulk), KYC and compliance (integrated identity verification and risk screening), tokenization (Apple Pay, Google Pay, Samsung Pay push provisioning), spend controls (real-time limits by amount, merchant category, geography, or time period), transaction monitoring (configurable alerts, fraud scoring, and automated blocking), settlement (automated with multi-currency support and real-time reconciliation), and card renewal and replacement (automatic management with instant virtual replacement for lost or stolen cards).